Flexible tenure options
Financial flexibility to suit your lifestyle
Everyone's dream retirement lifestyle looks different. That’s why a “one size fits all” approach was never going to be part of our communities.
We offer practical, flexible tenure options so that you have the option to buy, rent and everything in between. Whether you’re looking to move away from mortgages, or after some equity release as a fund for your adventures, browse our tenure options to find the solution that suits you, including:
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Buying
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Renting
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Rent to buy
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Part buy, part rent
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Part exchange
Then, you can explore our properties for sale and properties to rent and start picturing yourself in your new home.
Moving should be as simple and seamless as possible. That’s why we also offer expert downsizing and relocation support, helping you transition into your new home with ease. From space planning to moving logistics, we’ll be there to assist every step of the way.
Tenure options
Equity release
Many in retirement are looking to release equity from property to fund their later life adventures, be that globetrotting, a passion project, or anything else that takes your fancy.
Our tenure options provide multiple ways to unlock the value in your current home, giving you financial flexibility and peace of mind.
Buying
Selling your current home and purchasing one of our properties could free up equity while giving you ownership security. Whether you're seeking to reinvest, support family members, or enjoy new opportunities, buying with us allows you to access your equity while securing a new home for your future.
Renting
If you own your current home, then by selling and moving into a rented property with us, you’ll have the equity from your current home to add to your pension pot.
Rent to buy
With Rent to Buy, you can exchange contracts on your new home with a 10% deposit and enjoy an initial six months’ rent-free period, covering only service charges, council tax, and utilities.
Then, you can rent at a reduced rate for up to two years while finalising the sale of your current home at your own pace—ensuring you achieve the best market value.
This approach allows you to unlock equity when the timing is right, while enjoying the benefits of your new home immediately.
Part buy, part rent
If you’d still prefer to own a property in some way, part buy, part rent may suit you. This flexible approach allows you to secure a percentage of your chosen home while renting the remainder, freeing up equity that you can use elsewhere.
Downsizing
Simply by downsizing to a smaller, more cost-effective property, most people free up equity. Take a look at our retirement properties for sale or our retirement properties for rent to see which could do that for you.
Our Flexi-Rent offer
Moving to a new community is a big step, and we understand you want to be 100% confident in your decision before you make it.
So why not try community life with our Flexi-Rent offer? This way, you can move into a home of your choice straight away. Then, if you love the property, you can make it yours with a purchase.
If you still feel like browsing, try a different property in the same village, or sample one of our other UK communities, no strings attached. Plus, selected rental properties come with incentives such as rent-free periods to make the transition even easier.
Flexi-Rent Offer
Not sure which is best for you?
If you’re undecided on which tenure choice best suits you, let’s chat about it.
Give us a call on 03301 735 150
Making your move easy
If you’re moving into a property in our Thrive Living Collection, you’ll be able to access our inclusive Help You Move package, with the support of our partners, The Senior Move Partnership.
You’ll benefit from 14 hours of expert assistance across every aspect of your move. You can use the time as you please, but here’s a few ideas:
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Help designing the layout of your new home with existing furniture or assistance purchasing new pieces
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Creating a list of possessions to ensure everything goes to the right place, including safely delivering cherished pieces to loved ones
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Managing change-of-address notifications for new and existing suppliers
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Having your TV, internet, house phone, and computers connected (where possible)
And so much more!
Let us take the stress out of your move so you can focus on simply settling into your new community with ease and joy.
Moving in SupportWhich villages are in the Thrive Collection?
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FAQs
What percentage of the property do I have to purchase to part buy, part rent in retirement?
| 25%, 50%, 75% 100% shares |
How much rent will I have to pay if I part buy, part rent my retirement home?
| The rent is only paid on the portion of the property that is rented. The rental rates vary depending on the location and the percentage of the property you choose to buy. To obtain an accurate rent estimate, it's best to contact a sales representative. |
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a part buy, part rent property?
| There is no Stamp Duty Land Tax (SDLT) on rental properties. SDLT or LTT may apply based on the percentage of the property being purchased and regional tax laws. Consulting a financial advisor or the Retirement Villages team is recommended to clarify tax liabilities. |
